No budgets.
Just know if you're up, down, or holding steady.
Connect your accounts. Check your Financial Vitals score. See your spending trend. No methodology, no obsessing, no homework — just your money, clearly.
Features
The whole picture. None of the obsessing.
Financial Vitals
One score. One color. Instantly know if your money is in a good place — backed by burn rate analysis, debt health metrics, and financial runway projections. Like a check engine light for your finances, except it actually makes sense.
Net Worth Dashboard
Assets, debts, and net worth in one place — with daily history charts so you can see the actual trend, not just today's number.
Spending Trends
Automatic categorization with weekly, monthly, and historical comparisons. See where your money's going without labeling every transaction.
Privacy First
Your financial data lives on your device and your personal iCloud — not our servers. No ads, no upsells, no product recommendations. We make money from subscriptions, not your spending habits.
Works Across Your Devices
Seamless sync across iPhone and iPad via your personal iCloud. No third-party account, no extra login.
Connect Everything
Link 12,000+ banks via Plaid. Connect Apple Card, Apple Cash, and Apple Savings for free through Apple FinanceKit. Or skip it entirely — manual accounts and CSV import are always free.
A different philosophy
Made for everyone who's been burned by finance apps.
YNAB wants you to give every dollar a job and reconcile your accounts every week. Mint tracked everything but felt like being audited. Most finance apps are designed for people who genuinely enjoy managing their money like a spreadsheet.
And then there's the other thing. Most "free" finance apps are built to sell you stuff — a credit card, a loan, a refinancing deal. The bank connection isn't a feature. It's a data pipeline. Your spending patterns become audience targeting, and your financial anxiety is their conversion funnel.
BooCoo is for the rest of us — people who just want to check in, see if they're okay, and get on with their life. Our revenue comes from your subscription, not your data. No affiliate deals. No ad network. No product pitches. And because your transaction history is never stored on our servers, there's nothing to monetize even if we wanted to.
No methodology. No data mining. No agenda. Just your money, clearly.
How It Works
Three steps to clarity.
Connect your accounts
Link banks, cards, loans, and investments through Plaid or Apple FinanceKit. Or skip it entirely — manual accounts and CSV import are always free.
Check your Financial Vitals
Your score updates daily. Green means you're in good shape. Red means something's worth a closer look. No interpretation required.
Watch your trend
Net worth history, spending by category, and burn rate analysis tell you which direction your money is moving — and how fast.
Screenshots
See for yourself.
Your full picture,
at a glance
Your financial health,
scored
Everything you own,
organized
Your money is already trending.
Find out which way.
Connect your accounts, check your Financial Vitals, and watch your trend — beautifully, privately, on your terms.
The app is free. Connecting your banks (via Plaid) starts at $2.99/month — with a free 7-day trial.